Starting points

Representative pension systems

The Argentine pension system combines ANSES contributory retirement benefits with the Universal Pension for Older Adults for people aged 65 or older without another pension.

Model
Pay-as-you-go social insurance with non-contributory older-adult pension
Retirement age
60 women; 65 men and PUAM
Reviewed
June 17, 2026

The Armenian pension system combines state labor pensions, mandatory funded pensions and an old-age social pension for people without labor pension entitlement.

Model
State labor pension with mandatory funded pension accounts
Retirement age
63 labor pension; 65 social pension
Reviewed
June 18, 2026

The Australian pension system combines a means-tested Age Pension with mandatory employer superannuation contributions and voluntary retirement savings.

Model
Means-tested public pension plus mandatory superannuation
Retirement age
Age Pension age 67
Reviewed
June 17, 2026

The Austrian pension system is centred on statutory pension insurance for workers, with company and private pensions as supplements and a compensatory supplement for low pension income.

Model
Statutory social insurance pension with minimum-income supplement
Retirement age
Standard 65; women transitional alignment
Reviewed
June 17, 2026

Public pension pillars

Compare contributory public pensions with means-tested social assistance, universal or basic pensions, and state guarantee mechanisms.

Workplace pension saving

Track whether systems rely on employer plans, automatic enrolment, mandatory funded accounts, contribution records, or collective occupational pensions.

International pension portability

Review portability notes and source links for social security agreements, residence rules, and cross-border coordination.