Algerian Pension System | CNR retirement pension Social insurance retirement pension based on covered work, contribution history and statutory retirement rules. | State social activity and solidarity support Public social protection support for vulnerable groups outside the contributory pension formula. | The CNR retirement pension is the main contribution-linked old-age pension route. Social solidarity support is distinct from a CNR retirement pension earned through covered work. |
Argentine Pension System | ANSES retirement pension Public social insurance pension based on age, registered contribution years and covered work history. | Universal Pension for Older Adults Non-contributory pension for older adults who do not receive another retirement or pension benefit. | Contribution history is central to ordinary retirement, although special regimes and recognition rules can affect individual cases. PUAM is a floor-type older-adult benefit and should not be treated as an earnings-related pension right. |
Armenian Pension System | Labor pension and funded pension Labor pension rights are linked to work experience, while funded pensions are based on social contributions credited to pension accounts. | Old-age social pension Social pension for people who reach old age but are not entitled to a labor or military pension. | Armenia's work-linked pension design includes both labor pension and funded pension components. The old-age social pension is the assistance layer and should not be confused with labor pension rights. |
Australian Pension System | Superannuation Guarantee Work-linked funded retirement saving based on employer contributions to superannuation accounts. | Age Pension Means-tested public pension for eligible older residents. | Superannuation is not a public social insurance pension, but it is Australia's main work-linked funded retirement pillar. Age Pension acts as the public safety-net layer around superannuation saving. |
Austrian Pension System | Statutory pension insurance Work-linked pension insurance based on insured periods, contribution bases and pension account rules. | Compensatory supplement Minimum-income supplement for pensioners whose pension and other countable income are below the relevant benchmark. | The statutory pension is the main public earnings-related pillar, with company and private pensions as supplements. The supplement fills low-income gaps but is distinct from the earned pension account. |
Azerbaijani Pension System | Old-age labor pension Labor pension based on social insurance record and pension capital accumulated in the individual account. | Old-age social allowance Social benefit for people who reach retirement age but are not entitled to an old-age labor pension. | The old-age labor pension is the contribution-linked pension and is calculated from insurance indicators. The social allowance is the assistance layer and is separate from the labor pension calculation. |
Bahraini Pension System | Social Insurance Organization pension Social insurance pension rights for covered Bahraini workers, pensioners and beneficiaries. | Social Security Service Direct government cash support and social assistance for eligible citizens and households. | SIO pension services are the core contribution-linked pension route in Bahrain. Social Security Service support is means-tested assistance, not a pension contribution benefit. |
Bangladeshi Pension System | Universal Pension Scheme Subscription-based pension saving for eligible citizens, including schemes for different worker and residency categories. | Old Age Allowance Social assistance cash transfer for poor and vulnerable older people. | This is a contributory scheme and should be separated from old-age cash assistance. Old Age Allowance is assistance-based, not a return on Universal Pension Scheme subscriptions. |
Barbadian Pension System | Old-age contributory pension National Insurance pension rights based on contribution records and pensionable age rules. | Non-contributory old-age pension Old-age support for people who qualify under non-contributory pension rules. | This is the work-linked National Insurance pension. This is the assistance layer and is not the same as the contributory old-age pension. |
Belgian Pension System | Statutory retirement pension Career-based pension rights for employees, self-employed workers and civil servants, calculated under the relevant statutory scheme. | Income Guarantee for the Elderly Means-tested support, known as GRAPA or IGO, for people who have reached legal pension age and have insufficient resources. | Minimum pension rules can raise statutory pensions for people with sufficient career years, but this remains linked to the pension career. GRAPA/IGO is separate from statutory pension entitlement and acts as an income floor for eligible older people. |
Bolivian Pension System | Sistema Integral de Pensiones Work-linked pension rights built through mandatory contributions and administered through Bolivia's long-term social security framework. | Renta Dignidad Universal old-age cash transfer for eligible older residents, administered separately from individual contribution records. | This is the core contributory pension route and should be separated from universal old-age transfers. Renta Dignidad is an old-age income floor, not a replacement for contributory pension savings. |
Brazilian Pension System | RGPS / INSS retirement pension Public social insurance pension based on covered contributions, age, contribution time and INSS calculation rules. | BPC-Loas for older people Means-tested assistance benefit guaranteeing one minimum wage for eligible older people who cannot support themselves or be supported by family. | RGPS is contribution based and should be distinguished from BPC-Loas assistance. BPC-Loas is not an old-age contributory pension and does not create the same survivor or thirteenth-payment rights as RGPS pensions. |
Bulgarian Pension System | State social insurance old-age pension Public social insurance pension based on insured work, contribution periods and statutory pension rules. | Social old-age pension Income-tested support for older people who do not qualify for adequate contributory pension income. | The main pension is contribution based, while supplementary funded pensions are account based. Social old-age support is separate from earned state social insurance pension rights. |
Canadian Pension System | Canada Pension Plan Earnings-related public pension built from contributions and covered employment or self-employment earnings. | Guaranteed Income Supplement Income-tested monthly benefit for low-income Old Age Security pension recipients. | CPP is the main contribution-based public pension outside Quebec; Quebec operates the parallel Quebec Pension Plan. GIS is separate from CPP contribution rights and acts as an income floor for eligible OAS pensioners. |
Chilean Pension System | Individual capitalization accounts Mandatory work-linked individual accounts where contributions are invested through pension administrators. | Pension Garantizada Universal State-financed guarantee benefit for eligible older people. | Account pensions are contribution and savings based, not a guaranteed public defined benefit. PGU provides a public income floor around the account-based pension system. |
Chinese Pension System | Basic old-age insurance Public pension insurance linked to covered employment or resident participation, contribution records and local benefit rules. | Minimum living allowance and social assistance Means-tested public assistance, including subsistence allowances, for households that fall below locally defined living standards. | Basic old-age insurance is the core work-linked or coverage-linked pension route in China. Dibao-style support is an anti-poverty and minimum income layer, not an earnings-related pension benefit. |
Colombian Pension System | Colpensiones and private pension funds Work-linked pension rights based on mandatory contributions to the public defined-benefit regime or private individual-account funds. | Colombia Mayor and Solidary Pillar Public cash support for older people in poverty or vulnerability who do not have enough income or pension coverage. | Colombia is in a reform transition, so readers should check whether legacy regime, private-fund or pillar-system rules apply. This support is separate from a contributory pension earned through Colpensiones or a private pension fund. |
Costa Rican Pension System | IVM old-age pension Social insurance pension rights under the Invalidez, Vejez y Muerte regime administered by the CCSS. | Non-contributory pension regime Public pension support for eligible people who have not made enough contributions and meet non-contributory rules. | IVM is the main contributory public pension and should not be treated as the same benefit as the non-contributory regime. This is the main assistance-based pension layer for people without sufficient contributory rights. |
Croatian Pension System | First-pillar pension insurance Compulsory public pension insurance based on qualifying periods, covered work and pension rules administered through HZMO. | Guaranteed minimum benefit Means-tested cash support for people or households that cannot cover basic living needs from work, assets or maintenance. | The first pillar is contribution-based social insurance, while the second pillar is mandatory funded saving for many insured persons. Guaranteed minimum benefit is separate from old-age pension rights; Croatia also has targeted older-person support discussed by OECD sources. |
Cypriot Pension System | Statutory pension Social insurance pension rights built from covered employment, self-employment or voluntary insurance contributions. | Social pension Non-contributory public pension support for eligible older residents who do not receive an adequate contributory pension. | This is the work-linked pension route and should be separated from the social pension. The social pension is a safety-net layer, not an earnings-related social insurance pension. |
Czech Pension System | Old-age pension insurance Earnings-related public pension rights built from insurance periods, covered earnings and statutory pension insurance rules. | Assistance in material need Means-tested social assistance for people without enough income to meet basic living needs. | The old-age pension is a social insurance benefit, not a residence-only or means-tested income floor. Material-need benefits can support low-income older residents but are separate from old-age pension entitlement. |
Danish Pension System | ATP Lifelong Pension Statutory work-linked supplementary pension that most employees contribute to and receive from the Danish retirement age. | State pension supplement Income-tested supplement within the public state pension structure for pensioners with lower income outside public pension. | ATP supplements the state pension; occupational pensions often provide a larger work-linked savings layer. The supplement is means tested, unlike ATP rights built from contributions. |
Dominican Pension System | Dominican Pension System contributory regime Mandatory pension saving through individual capitalization accounts for covered workers under the Dominican Social Security System. | Solidarity pensions Subsidized-regime pensions for eligible older adults, people with disabilities and survivors under Law 87-01 and CNSS regulations. | The contributory regime is account-based and should be analyzed separately from subsidized solidarity pensions. Solidarity pensions are anti-poverty protection, not individual account withdrawals. |
Ecuadorian Pension System | IESS old-age retirement Social insurance pension rights based on IESS affiliation, contribution payments and age-service combinations. | MIES older-adult pensions and Mis Mejores Anos Public cash transfers for eligible older adults in poverty or extreme poverty, separate from IESS contribution rights. | IESS old-age retirement is the core contributory pension, so contribution months are central. These transfers are anti-poverty support and should not be counted as IESS retirement pensions. |
Egyptian Pension System | NOSI social insurance pension Public pension rights built through insured status, contribution periods and insurable wage rules under Egypt's social insurance framework. | Takaful and Karama Cash assistance for poor and vulnerable households and categories, including older people and people with disabilities under Ministry rules. | NOSI pension rights are contribution-linked and separate from cash-transfer eligibility. Takaful and Karama is social protection support, not an earnings-related pension formula. |
Estonian Pension System | Old-age pension and second pillar State pension rights linked to pensionable service and social tax, with funded second-pillar saving for covered tax residents. | National pension Public pension floor for people at retirement age who do not have enough pensionable service for old-age pension. | Estonia combines a public first pillar with funded saving, so contribution and service records both matter. The national pension is separate from the ordinary old-age pension earned through pensionable service. |
Finnish Pension System | Earnings-related pension Statutory work-linked pension rights accrue from insured employment and self-employment earnings. | Guarantee pension Minimum pension top-up for residents whose total pension income is below the guarantee pension threshold. | This is the main earnings-replacement pillar and is separate from Kela minimum pension benefits. The guarantee pension and national pension protect low pension income but do not replace earnings-related accrual. |
French Pension System | Statutory retirement pension and Agirc-Arrco Work-linked social insurance pensions based on earnings, insurance quarters and mandatory supplementary points for many private-sector employees. | ASPA Allocation de solidarite aux personnes agees is a monthly means-tested benefit for older people with low resources living in France. | France has both basic statutory pension rights and mandatory supplementary rights, especially for private-sector employees. ASPA is a social minimum and should not be treated as an earnings-related pension. |
Georgian Pension System | Mandatory funded pension scheme Work-linked funded pension saving based on participant, employer and state contributions under Georgia's funded pension framework. | State pension and targeted social assistance The state pension is a public old-age benefit, while targeted social assistance supports deprived households through means-oriented rules. | This is the work-linked funded pillar and should be separated from the state pension. Georgia's state pension is age/residence based, and targeted social assistance is a separate poverty support layer. |
German Pension System | Statutory pension insurance Earnings-related social insurance built from insured periods and pension contributions. | Basic security in old age Needs-tested social assistance for older people or people with reduced earning capacity who cannot cover basic living costs. | Statutory pension insurance is the contribution-based public old-age pillar. Basic security can support minimum livelihood when pension income and other resources are insufficient. |
Ghanaian Pension System | SSNIT old-age pension Earnings-related pension rights based on SSNIT membership and monthly contribution records. | LEAP cash transfer Social cash transfer support for extremely poor and vulnerable households, including elderly people with no support. | SSNIT is the core contribution-linked public pension route. LEAP is household social assistance and should not be treated as an earned pension. |
Greek Pension System | e-EFKA old-age pension Public old-age pension combining a national pension component and a contribution-related component under social insurance rules. | Social solidarity allowance for uninsured elders Targeted allowance for older people who are not entitled to an old-age pension and meet income and residence conditions. | The national component is part of the statutory pension calculation, while the contributory component reflects insurance history. This allowance is separate from e-EFKA pension entitlement based on insurance periods. |
Guyanese Pension System | NIS old age pension National Insurance pension rights based on contribution records and relevant wages. | Ministry old age pension Public old age pension support administered by the Ministry of Human Services and Social Security. | NIS old age pension is the contribution-linked insurance route. Ministry old age pension and public assistance should be separated from NIS pension rights. |
Hungarian Pension System | Public old-age pension Mandatory earnings-related public pension based on service periods, covered earnings and statutory pension rules. | Old-age allowance Means-tested support for older people whose own and household income is below the applicable threshold. | Hungary's main pension is a public defined benefit system rather than a mandatory private pension account. Old-age allowance is a poverty-prevention measure and is separate from accrued old-age pension rights. |
Icelandic Pension System | Occupational pension funds and public old-age pension Mandatory occupational pension fund rights are work-linked and contribution-funded, while the public old-age pension is linked to residence and social insurance rules. | Income-tested pension supplements Income-tested additions to public pension income for eligible older people with low income or specific household circumstances. | Iceland is not a pure social insurance model: occupational pension funds carry a major work-linked retirement income role. Supplements are separate from occupational pension fund accrual and can be reduced by other income. |
Indian Pension System | EPF, EPS and National Pension System Work-linked and contributory retirement arrangements for formal-sector employees and NPS subscribers, with benefits tied to contributions, service and account rules. | Indira Gandhi National Old Age Pension Scheme Non-contributory social assistance pension under the National Social Assistance Programme for older people below the poverty line. | India has several contributory schemes rather than one single universal earnings-related public pension. IGNOAPS is poverty-targeted assistance and is separate from EPF, EPS and NPS contribution rights. |
Indonesian Pension System | BPJS Ketenagakerjaan JHT and JP Work-linked employment social security built from worker and employer contributions, including Old-Age Security and Pension Security. | Jaminan Sosial Lanjut Usia Non-contributory cash support for selected older people with limited resources and weak pension coverage. | JHT is an accumulated old-age security balance, while JP is the monthly pension security program for covered workers. Elderly assistance is a social protection layer and should not be confused with BPJS contribution-based benefits. |
Irish Pension System | State Pension Contributory Weekly state pension based on the person's social insurance, or PRSI, contribution record. | State Pension Non-Contributory Means-tested state pension for older people who do not qualify for the contributory pension or qualify only at a reduced rate. | It is not means tested, so other income does not reduce entitlement in the way it does for the non-contributory pension. It is the main old-age means-tested pension layer and should not be confused with PRSI-based pension rights. |
Israeli Pension System | Old-age pension and mandatory pension saving National Insurance old-age pension for insured residents, alongside work-linked funded pension saving through employment arrangements. | Income supplement to an old-age pension Income-tested supplement for old-age pension recipients with low income to secure minimal subsistence income. | The public pension and mandatory pension saving are distinct but both shape retirement income. The supplement is a targeted low-income layer and should not be counted as work-linked pension saving. |
Italian Pension System | INPS ordinary old-age pension Contribution-based statutory pension rights built through insured work and compulsory social security contributions. | Social allowance Welfare support for eligible older residents in economic difficulty, separate from contributory pension rights. | This is the core Italian state pension route for workers with sufficient contribution history. The social allowance is assistance-based, so it should not be treated as the same benefit as the INPS old-age pension. |
Jamaican Pension System | NIS retirement pension National Insurance Scheme pension rights built from compulsory or voluntary contribution records. | Social Pension Programme Non-contributory support for needy older Jamaican citizens who are not receiving another pension. | NIS is a contribution-based social security pension. Social pension is assistance-based and should not be treated as an NIS pension. |
Japanese Pension System | National Pension and Employees' Pension Insurance Public pension insurance based on mandatory coverage, contribution payments and employment category. | Public Assistance Tax-funded social assistance to secure a minimum standard of living for people in need. | Japan's core pension rights are contribution and coverage based, with EPI adding an earnings-related layer for covered employees. Treat Public Assistance as related low-income support, not as a regular pension pillar. |
Jordanian Pension System | Social Security Corporation old-age pension Contribution-based social insurance for old age, disability and death, including mandatory and voluntary coverage routes. | National Aid Fund cash assistance Monthly, recurring or emergency financial aid for poor and needy families, including elderly groups in relevant programs. | SSC pension rights are built through insured work or voluntary contributions. NAF support is a safety-net layer and should not be counted as an SSC old-age pension. |
Kazakh Pension System | Accumulative pension and solidarity pension Mandatory funded pension savings based on contributions, alongside a solidarity pension for pre-1998 work experience. | Basic pension and targeted social assistance The basic pension is state-financed at retirement age, while targeted social assistance supports low-income households below the poverty line. | Kazakhstan's contributory design mixes funded accounts with a legacy solidarity component. The basic pension and TSA are public support layers, distinct from individual funded savings. |
Kenyan Pension System | NSSF age and retirement benefit Work-linked retirement benefit rights for NSSF members based on membership and contribution records. | Older Persons Cash Transfer Inua Jamii cash transfer support for eligible older Kenyan citizens, focused on people aged 70 and above. | NSSF benefits are member and contribution linked, not a general old-age cash transfer. OP-CT is a social protection transfer and should be separated from NSSF retirement benefits. |
Kuwaiti Pension System | PIFSS social security pension Social security pension rights for covered Kuwaiti citizens, linked to insured service, contribution rules and retirement conditions. | Public aid and social care Public support for citizens in old age, sickness or inability to work, separate from the calculation of insured pension rights. | PIFSS is the central contribution-linked public pension administrator in Kuwait. Public aid should be distinguished from the retirement pension earned through PIFSS coverage. |
Latvian Pension System | State old-age pension Social insurance pension based on insured contributions and Latvia's public pension calculation rules. | State social security old-age benefit Social assistance support for people of pension age who do not qualify for an adequate social insurance pension. | Latvia's first level is contribution-record based, while the second level is funded account saving. The benefit is separate from the state old-age pension and acts as a residual income support layer. |
Lithuanian Pension System | Sodra old-age pension Public social insurance pension based on contribution history, pensionable service and statutory rules. | Social assistance old-age pension Income-tested or categorical support for older people who are not entitled to sufficient social insurance pension rights. | The Sodra pension is contribution-record based; pension accumulation is a funded supplement. Social assistance pension should be separated from Sodra contributory old-age pension rights. |
Luxembourg Pension System | Old-age pension insurance Public pension insurance based on recognised years of pension insurance contributions and contributions paid into the pension insurance fund. | Social inclusion income REVIS provides an inclusion benefit for people with no income or income below a threshold, subject to eligibility rules. | Luxembourg pension insurance is contribution based and distinct from social inclusion income support. REVIS is not an old-age pension formula, but it is the relevant means-tested minimum-income layer for low-resource residents. |
Malaysian Pension System | Employees Provident Fund Mandatory work-linked retirement saving in member accounts, with withdrawals at retirement-related ages under EPF rules. | Bantuan Warga Emas Means-tested monthly assistance for older Malaysians who need financial support. | EPF is a provident fund account system rather than a defined-benefit social insurance pension. BWE is separate from EPF account balances and targets older people in need. |
Maldivian Pension System | Maldives Retirement Pension Scheme Mandatory defined contribution retirement saving through individual Retirement Savings Accounts. | Old Age Basic Pension Government-funded basic pension for eligible Maldivian citizens aged 65 or older. | MRPS benefits depend on accumulated contributions and investment returns in the member's account. Basic Pension acts as a public income floor and is distinct from MRPS account drawdown. |
Maltese Pension System | Contributory retirement pension Social Security pension rights built through contribution conditions and insured employment or self-occupation records. | Age pension Non-contributory age-related support for eligible people who meet Maltese social security conditions. | This is the main work-linked pension route and should be distinguished from non-contributory age support. Age pension is an assistance layer, not the same entitlement as the contributory retirement pension. |
Mauritian Pension System | Contributory retirement pension National Pensions Fund benefit rights for insured persons or dependants where contributions have been paid. | Basic Retirement Pension Universal non-contributory pension paid by government to eligible older residents without means testing. | This contribution-based pension is separate from the universal Basic Retirement Pension. BRP is not means-tested, so it is best treated as a universal social pension rather than a contributory pension. |
Mexican Pension System | IMSS pensions and AFORE accounts Work-linked pension rights based on IMSS affiliation, contribution weeks and individual retirement account resources under the applicable law. | Pension for the Welfare of Older Adults Universal public cash transfer for older adults aged 65 or older in Mexico. | Mexico has legacy and individual-account rules, so workers must identify whether their rights fall under Law 1973, Law 1997 or another public-sector scheme. This welfare pension is separate from IMSS contribution-week entitlement and AFORE account balances. |
Moldovan Pension System | CNAS old-age pension Public social insurance pension based on contribution periods and insured income records. | State social allowance for the elderly State social allowance for older people who do not qualify for an old-age pension. | The old-age pension is contribution based and administered through CNAS. This allowance is a safety-net benefit and should not be treated as the same as a contribution-based pension. |
Nepali Pension System | Social Security Fund old-age protection Contribution-based protection for covered workers, with old-age protection funded by employer and employee contributions. | Old age allowance Social assistance allowance for eligible senior citizens, separate from contribution-based pension rights. | This is a work-linked social security route and differs from social allowances. The allowance is assistance-based and should not be merged with SSF contribution rights. |
Dutch Pension System | AOW and occupational pensions AOW is built mainly through living or working in the Netherlands, while occupational pensions are work-linked schemes often made mandatory by sector agreements. | AIO supplement Means-tested supplementary income provision for older people in the Netherlands with no full AOW pension or too little income. | AOW is not earnings-related, so the main work-linked earnings replacement layer is usually occupational pension saving. AIO fills low-income gaps around AOW and is separate from occupational pension entitlements. |
New Zealand Pension System | KiwiSaver Voluntary funded retirement saving with employee, employer and government-related features for eligible members. | NZ Super and targeted senior assistance NZ Super is a public residence-based pension from age 65; additional senior supports such as Residential Care Subsidy can be income or asset tested. | KiwiSaver is work-linked saving, while NZ Super itself is not contribution or earnings based. NZ Super is not means tested, but some related senior supports are means tested. |
Nigerian Pension System | Contributory Pension Scheme Funded retirement saving through individual Retirement Savings Accounts managed by licensed pension fund administrators. | National Senior Citizens Centre programs Public coordination of services and welfare initiatives for older persons, separate from RSA pension savings. | Nigeria's core pension system is account-based and contribution-funded rather than a tax-financed basic pension. Senior support is not the same as a monthly contributory pension from a Retirement Savings Account. |
Norwegian Pension System | National Insurance retirement pension Public pension rights built through income, residence and National Insurance membership rules, with flexible claiming when conditions are met. | Supplementary benefit for persons over 67 Means-tested support intended to secure income for people over 67 who have lived too short a time in Norway for a full retirement pension. | NAV retirement pension is the core public pension, while occupational pensions and AFP add work-linked income. This support is distinct from earned National Insurance pension rights and is strongly residence based. |
Omani Pension System | Old-age, disability and death insurance Contribution-based social insurance for insured workers, with retirement and related benefits under the Social Protection Fund. | Old Age Benefit Monthly financial support for Omanis aged 60 and above to provide a minimum level of monetary support. | This is the work-linked insurance branch and differs from cash protection benefits. The Old Age Benefit is a protection programme rather than an individual earnings-related pension. |
Pakistani Pension System | Employees Old-Age Benefits Institution Contribution-based old-age, invalidity and survivor benefits for insured workers in covered establishments. | Benazir Kafaalat Unconditional cash transfer support for eligible poor households under the Benazir Income Support Programme. | EOBI is the main statutory contribution-linked old-age benefit route for covered private-sector workers. BISP is social assistance; it can support poor older households but is not an earnings-related pension. |
Panamanian Pension System | CSS old-age pension Social insurance pension rights for insured persons who meet age and quota requirements under Caja de Seguro Social rules. | 120 a los 65 Targeted cash transfer for adults aged 65 or older without a retirement pension and in poverty, vulnerability or social risk. | CSS old-age pension rights are contribution based and separate from social transfer eligibility. This is a social assistance transfer, not a contributory old-age pension from CSS. |
Paraguayan Pension System | IPS old-age retirement Social insurance retirement based on insured work and contribution years with Instituto de Prevision Social. | Pension Alimentaria para Adultos Mayores Non-contributory public pension for older Paraguayans in poverty. | IPS retirement is contribution based and depends on work history. This is poverty-targeted old-age support, separate from IPS contribution rights. |
Peruvian Pension System | National Pension System and AFP accounts Work-linked pension rights through the public National Pension System or private individual-account pension funds. | Pension 65 Non-contributory cash transfer for older adults in extreme poverty. | Peru has parallel public and private pension routes, so affiliation and contribution history determine the relevant rule set. Pension 65 is separate from ONP or AFP contribution rights and is targeted to poverty conditions. |
Philippine Pension System | SSS and GSIS retirement benefits Contribution-based retirement benefits for covered private-sector, self-employed and public-sector members under separate schemes. | Social Pension for Indigent Senior Citizens Monthly government assistance for eligible indigent senior citizens to help meet basic needs. | SSS and GSIS are work-linked contribution schemes and are distinct from the social pension for indigent seniors. This social pension is not earned from SSS or GSIS contributions. |
Polish Pension System | ZUS old-age pension Public pension rights based on pension insurance contributions credited to the insured person's accounts. | Social assistance permanent allowance Means-tested cash assistance outside pension insurance for people with insufficient income and work incapacity, including incapacity due to age. | Poland's modern public pension formula is closely tied to paid and indexed contributions rather than a flat universal pension. The allowance is not an old-age pension earned through ZUS contributions, but it can support low-income people who meet social assistance conditions. |
Portuguese Pension System | Old-age pension Monthly contributory pension based on contribution records in the general social security system and recognised equivalent periods. | Social old-age pension Non-contributory social pension for people who reach legal retirement age and do not have enough contributions for the contributory old-age pension. | This is the main earnings-related public pension and depends on contribution history. The social old-age pension is a distinct non-contributory support layer. |
Qatari Pension System | GRSIA retirement pension Social insurance pension rights for covered Qatari and eligible GCC nationals, linked to service, salary and contributions. | Social security pension Public assistance pension for Qatari citizens in need, including elderly people among eligible categories. | This is the work-linked pension route and should not be confused with social security assistance. The social security pension is assistance-based and depends on need and category rules. |
Romanian Pension System | Public old-age pension Social insurance pension based on contribution periods, insured earnings and the public pension formula. | Social indemnity for pensioners Minimum-income support for pensioners whose pension income is below the statutory social indemnity level. | The public pension is contribution based, while the mandatory private pillar is account based. The social indemnity tops up very low pension income and should be separated from earned pension rights. |
Saudi Pension System | GOSI annuities branch retirement pension Social insurance pension rights for Saudi nationals covered by the annuities branch, based on contributions and retirement conditions. | Developed Social Security System Monthly social security support for eligible beneficiaries assessed under Ministry social protection rules. | The annuity pension is a contribution-based social insurance benefit, not a general social assistance payment. Developed social security is a means-oriented support layer and should not be confused with GOSI pension entitlement. |
Serbian Pension System | PIO old-age pension Public pension and disability insurance based on pensionable service, insurance category and contributions. | Social protection and financial assistance Means-oriented social protection for people and families in need, separate from old-age pension insurance. | The PIO old-age pension is contribution and service based. Serbia's main old-age pension route remains PIO insurance; social assistance is a separate safety-net layer. |
Singapore Pension System | Central Provident Fund and CPF LIFE Mandatory work-linked provident fund accounts funded by employer and employee contributions, with CPF LIFE providing lifelong monthly payouts for eligible members. | Silver Support Scheme Targeted quarterly cash supplement for eligible older Singapore Citizens with low lifetime wages and limited retirement support. | CPF is a mandatory funded provident fund rather than a pay-as-you-go public social insurance pension. Silver Support is a targeted social support layer and does not replace CPF contribution-based retirement savings. |
Slovak Pension System | Old-age pension insurance Public pension insurance based on insured work, contribution records and statutory pension calculation rules. | Assistance in material need Means-tested social assistance for people whose income and assets do not cover basic living needs. | The first pillar is insurance-record based, while funded saving rights depend on account participation and contributions. Slovakia also has minimum pension protections, but assistance in material need remains the clearer social assistance layer. |
Slovenian Pension System | Pension and disability insurance Statutory social insurance pension rights based on insured work, contribution periods and the Slovenian pension formula. | Social assistance Means-tested support for residents whose income and resources are below social assistance thresholds. | The main old-age pension is contribution and insurance-record based, not a flat residence pension. Social assistance can protect low-income older residents but is separate from ZPIZ pension entitlement. |
South African Pension System | Occupational retirement funds Work-linked pension, provident, retirement annuity and preservation funds governed by retirement fund rules. | Older Person's Grant Means-tested public grant for older people who meet age, residence, citizenship or status, income and asset requirements. | South Africa does not have a broad contributory public old-age social insurance pension comparable to many European systems. The Older Person's Grant is the main public old-age floor and is separate from occupational retirement funds. |
South Korean Pension System | National Pension Scheme Mandatory social insurance pension for covered workers and individually insured people, with old-age pension rights based on insured periods and contributions. | Basic Pension Non-contributory public support for older people, targeted by age and income or asset position. | National Pension is contribution based and separate from the tax-financed Basic Pension. Basic Pension is an old-age safety net and does not require the same contribution record as National Pension. |
Spanish Pension System | Contributory retirement pension Social Security pension linked to covered work, contribution bases, contribution periods and retirement age rules. | Non-contributory retirement pension Public pension for older people with insufficient income who do not qualify for adequate contributory protection. | The contributory pension is work-record based and differs from Spain's non-contributory pension. The non-contributory pension is need based and does not require the same contribution record as the contributory pension. |
Sri Lankan Pension System | Employees' Provident Fund Mandatory defined contribution retirement saving for private and semi-government sector employees not entitled to government pension benefits. | Aswesuma and elderly allowance Targeted welfare and elderly support for low-income or vulnerable households and older people under Sri Lankan social protection rules. | EPF is a funded provident balance, not a pay-as-you-go earnings-related pension. Welfare benefits can support old-age income but are separate from EPF retirement savings. |
Swedish Pension System | Income pension and premium pension Public pension rights linked to lifetime pensionable income, with a funded premium pension component. | Guarantee pension Minimum protection for people with low or no income-based public pension. | These income-based components are distinct from the guarantee pension and are generally more portable abroad. Guarantee pension is social-protection oriented and has more limited portability than income-based pension components. |
Swiss Pension System | OASI and occupational pension funds OASI covers people living or working in Switzerland, while occupational pensions are compulsory for many employees above earnings thresholds. | Supplementary benefits Legal entitlement for OASI or disability pension recipients whose pensions and income do not cover minimum living costs. | OASI is the first pillar and occupational provision is the main earnings-related funded second pillar. Supplementary benefits are separate from social welfare and are targeted to minimum living costs. |
Thai Pension System | Social Security Fund old-age benefits Work-linked old-age pension or lump-sum benefit based on covered contributions under the Social Security Fund. | Old-age allowance Non-contributory allowance for older Thai citizens who are not receiving another statutory pension. | Thailand's social security pension mainly covers formal-sector insured workers and differs from the broader older-person allowance. The allowance is a social pension layer and is separate from Social Security Fund contribution rights. |
Trinidad and Tobago Pension System | National Insurance retirement benefit Contribution-based retirement pension or grant rights under the National Insurance Board system. | Senior Citizens' Pension Government-funded grant for eligible older persons meeting age, residence and income requirements. | This is the contribution-linked pension route. Senior Citizens' Pension is means-tested assistance, not a National Insurance retirement benefit. |
Turkish Pension System | SGK old-age pension Social insurance pension based on insured status, premium days, first insurance date and applicable retirement conditions. | 65 age allowance Means-tested social assistance allowance for needy Turkish citizens aged 65 or older. | Turkey has complex transition rules, so first insurance date and premium days can materially affect retirement age and eligibility. The allowance is separate from an SGK old-age pension earned through premium days. |
United Arab Emirates Pension System | GPSSA retirement pension Social insurance pension rights built through insured Emirati employment and recognized service periods. | Social welfare assistance Means-related public social welfare for eligible citizens, including elderly people among listed assistance categories. | GPSSA pensions are work-linked social insurance rights for covered UAE nationals, not a general residence pension. Social welfare should be read as assistance support and not as the same entitlement as a GPSSA pension. |
UK Pension System | State Pension Public pension rights built mainly through National Insurance contributions and credits. | Pension Credit Means-tested income top-up for people over State Pension age on low income. | The State Pension is contribution-record based, so it differs from Pension Credit even though both are public later-life income sources. Pension Credit is separate from the State Pension and can top up income or passport access to other help. |
US Pension System | Social Security retirement benefits Work-linked social insurance based on covered earnings and Social Security credits. | Supplemental Security Income (SSI) Federal income support for older adults and people with disabilities who have little or no income and resources. | Social Security is the main contributory public old-age pillar; 401(k) plans and IRAs sit outside the public benefit. SSI is separate from Social Security retirement benefits and functions as a low-income support layer rather than an earned pension. |
Uruguayan Pension System | BPS retirement and AFAP saving Work-linked retirement based on age, years of work with contributions and the mixed structure of public social insurance plus individual saving. | Old-age pension Non-contributory monthly benefit for older adults who lack resources for basic needs. | Uruguay's mixed model means workers should check both BPS records and AFAP account status. This benefit is separate from common retirement earned through work and contributions. |
Uzbek Pension System | State old-age pension State pension provision linked to work history, statutory pension rules and Pension Fund administration. | Old-age benefit Public benefit support for older people who do not qualify for a state old-age pension. | The old-age pension is the main work-linked public pension route. Old-age benefit support is separate from a full state pension based on work history. |
Vietnamese Pension System | Social insurance pension Pension rights built through compulsory or voluntary social insurance participation and contribution periods. | Social pension benefit State-budget social pension support for eligible older people without pension or monthly social insurance benefit enjoyment. | This is the main work-linked pension route and is distinct from the state-budget social pension benefit. The social pension benefit is a social protection floor, not an earnings-related pension from contributions. |