Cabo Verde / Africa / CV

Cabo Verde Pension System

The Cabo Verde pension system combines INPS social insurance pensions for covered workers with a social pension support route for eligible residents.

Enhanced profile Reviewed June 19, 2026 3 sources

Normal retirement age

65 standard route Institutional summaries identify age 65 for the old-age pension route. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Early or flexible route

Special routes vary Early, disability, survivor and social pension routes follow separate rules. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Qualifying record

Contribution record required The main INPS route depends on covered contributions. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Public pension type

INPS old-age pension Social insurance pension linked to contribution history. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Social assistance

Social pension Social pension support is separate from INPS contribution entitlement. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Private pillar

Employer and personal saving Supplementary retirement income depends on employer or individual arrangements. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Tax treatment

Benefit-specific local rules Tax treatment should be checked against current Cabo Verde rules. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Portability

INPS and agreement rules apply Payment abroad and preservation depend on scheme and agreement rules. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Cabo Verde pension system overview

The Cabo Verde pension system combines INPS social insurance with social pension support. The main work-linked route is earned through contributions, while the social pension is assessed separately.

INPS old-age pension

The INPS old-age pension depends on age, insured status and contribution history. Covered workers and employers finance the social insurance route through contributions.

AI-generated editorial image for the Cabo Verde Pension System — The Cabo Verde pension system separates INPS contribution-based pensions from social pension support.

The social pension is the assistance layer in this profile. It is a support route outside the contribution-based INPS formula and should be compared separately from earned pension rights.

Contributions, private saving and portability

Covered workers and employers pay INPS contributions. Employer arrangements and personal saving may add income. Cross-border cases require direct checks with INPS and any applicable agreement.

What readers should check next

Readers should verify current INPS contribution rates, old-age pension conditions, social pension eligibility, payment amounts and portability rules.

Decision table

Who gets what?

Route	Benefit or pillar	Basis	Eligibility	Funding	Evidence
Contributory / work-linked	INPS old-age pension	Social insurance pension rights built through covered work and INPS contributions.	Eligibility depends on age and the required contribution record under INPS rules.	Worker and employer social security contributions.	INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration
Social assistance / means-tested	Social pension	Public social pension support outside the INPS contribution formula.	Eligibility depends on social pension rules rather than an individual contribution record.	Public financing rather than payroll contribution entitlement.	INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration
Private / occupational	Employer retirement arrangements / Personal saving	Employer plans may supplement public pension rights where available. Individual saving can add retirement income outside the public system.	Employer and personal saving	Employer, employee, individual, or account-based funding depending on the local pension design.	INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Eligibility pathways

How each route works

Main public or work-linked route

INPS old-age pension

Eligibility: INPS old-age pension eligibility depends on age and contribution history. The social pension depends on social pension rules.
Funding: Covered workers and employers pay INPS social security contributions.
Benefit logic: INPS benefits depend on contribution history and scheme formulas. Social pension support is assessed separately.

Sources: INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Minimum or targeted support route

Social pension

Eligibility: Eligibility depends on social pension rules rather than an individual contribution record.
Funding: Public financing rather than payroll contribution entitlement.
Benefit logic: The social pension is a minimum-support route, not an earned INPS pension.

Sources: INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Supplementary retirement income

Private and occupational pillars

Eligibility: Employer retirement arrangements: Employer plans may supplement public pension rights where available. Personal saving: Individual saving can add retirement income outside the public system.
Funding: Employer and personal saving
Benefit logic: Benefits usually depend on scheme design, contribution history, investment returns, fees, accrued rights, or payout product rules.

Sources: INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Public pillars

INPS old-age pension

Contribution-linked old-age pension administered through Cabo Verde's social security system.

Social pension

Social support route for eligible residents outside contribution-based pension rights.

Private and occupational pillars

Employer retirement arrangements

Employer plans may supplement public pension rights where available.

Personal saving

Individual saving can add retirement income outside the public system.

How this compares

Architecture

Social insurance plus social pension Contribution-linked pensions sit beside social pension support. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Minimum support layer

Social pension Classified as social assistance rather than an earned pension. CNPS Cabo Verde

Data confidence

Medium Core routes are sourced; current amounts and coverage metrics are not normalized. INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Recent reforms and watchpoints

2026-06-19 Enhanced country profile added Current-profile watchpoint
Readers should verify current INPS contribution rules, old-age pension conditions and social pension eligibility with official sources.
INPS Cabo Verde CNPS Cabo Verde U.S. Social Security Administration

Profile details

Eligibility: INPS old-age pension eligibility depends on age and contribution history. The social pension depends on social pension rules.
Retirement age: Institutional summaries identify age 65 for the INPS old-age route, with special routes requiring direct verification.
Contributions: Covered workers and employers pay INPS social security contributions.
Benefits: INPS benefits depend on contribution history and scheme formulas. Social pension support is assessed separately.

Tax, portability and quality

Tax treatment: Tax treatment depends on Cabo Verde law and the benefit or saving arrangement.
Portability: Payment abroad, preservation and coordination depend on INPS rules and any applicable agreements.
Data completeness: medium
Methodology note: Enhanced v1 separates INPS contribution rights from social pension support and avoids normalizing monetary adequacy metrics without a curated current table.
Not yet normalized: current contribution-rate table; benefit amount schedule; social pension amount table

What to verify next

Pension ages, contribution rates, tax treatment and cross-border rules can change. For personal, legal, tax or investment decisions, verify the current rule directly with these official sources before acting.

Instituto Nacional de Previdencia Social INPS Cabo Verde
Centro Nacional de Pensoes Sociais CNPS Cabo Verde

Sources

Instituto Nacional de Previdencia Social INPS Cabo Verde
Official social security institution context for contribution-linked pensions.
government source - inps.cv Retrieved Jun 19, 2026
Centro Nacional de Pensoes Sociais CNPS Cabo Verde
Official social pension institution context for social pension support.
government source - cnps.cv Retrieved Jun 19, 2026
Social Security Programs Throughout the World: Cabo Verde U.S. Social Security Administration
Institutional summary of old-age, disability and survivor benefit architecture.
institutional source - ssa.gov Retrieved Jun 19, 2026

Compare Cabo Verde with other pension systems

Use the comparison table to review Cabo Verde alongside other country pension systems by retirement age, public pension type, social assistance and private pillars.

Compare pension systems by country

Africa pension systems

Continue with nearby country profiles to compare pension architecture across the same region.

Retirement age and pension terms

Review retirement ages across countries or check the glossary before comparing contributory, social assistance, occupational and private pension pillars.

Retirement age by country Pension glossary definitions