Madagascar pension system overview
The Madagascar pension system is primarily a public social insurance model for covered workers. This guide to the pension system in Madagascar focuses on retirement age, contribution-linked old-age pension rights, social assistance context, administration and portability.
Public pension in the Madagascar pension system
The main public old-age pension is tied to covered employment and contribution or service history. Institutional guidance summarizes the standard old-age reference as 60, with 15 years as the key qualifying or coverage point where it is normalized.
Contributions and benefit calculation
Employers and workers finance the CNAPS social insurance system for covered private-sector employment. Pension amounts are not a flat universal entitlement in this profile. They depend on the insured record, the applicable formula and the specific scheme that covers the worker.
Social assistance and minimum-income context
Solidarity allowance should be treated separately from contribution-linked old-age pension rights. Assistance should therefore be reviewed as a separate social-protection question, not as proof of entitlement to the contribution-linked old-age pension.
Employer and personal retirement saving
Supplementary retirement income may come from employer arrangements, personal saving or informal household support. Coverage is not normalized in this profile, so the public pension record remains the starting point for comparison.
Portability and next checks
Mobile workers should check whether any bilateral social security agreement, domestic refund rule or totalization rule applies. Readers should verify current contribution records, scheme membership, old-age age route and assistance eligibility through official or institutional sources.