Mauritian Pension System

Mauritian pension system overview

The Mauritian pension system combines a universal Basic Retirement Pension with contribution-based benefits under the National Pensions Fund. Mauritius also has social aid for severe hardship and employment-linked arrangements that can supplement retirement income.

For comparison, Mauritius is valuable because it clearly separates a universal social pension from a contributory pension.

Basic Retirement Pension

The Basic Retirement Pension is the central non-contributory old-age pillar. Government guidance describes non-contributory benefits as financed by government on a universal basis and without a means test. The Social Security Division lists BRP rates by age band.

Editorial raster image of Port Louis waterfront for the Mauritian pension system — Mauritius combines a universal Basic Retirement Pension with contributory National Pensions Fund benefits.

Contributory National Pensions Fund benefits

The contribution-based layer covers insured persons and dependants where contributions have been paid. It includes contributory retirement pension and related survivor or invalidity benefits under the National Pensions Scheme.

This means Mauritius has both a universal pension and a work-linked contributory pension. They should not be merged in comparison tables because their funding and eligibility logic differ.

Social aid can support people facing severe hardship. Employer arrangements, the Portable Retirement Gratuity Fund and personal saving can supplement public benefits but are separate from BRP eligibility.

What readers should check next

Readers should check BRP eligibility, National Pensions Fund contribution records, any employment-linked gratuity rights and whether social aid applies under current rules.

Public pillars

Basic Retirement Pension

A universal non-contributory basic pension for eligible older people.

National Pensions Fund contributory pension

Contribution-based retirement, invalidity, widow, widower and orphan benefits for insured persons and dependants.

Private and occupational pillars

Portable Retirement Gratuity Fund and employer arrangements

Employment-linked arrangements can add retirement resources outside the basic pension.

Personal retirement saving

Personal savings and financial products can supplement public pension income.

Benefit basis

Contributory vs social assistance pensions

Contributory / work-linked

Contributory retirement pension

Basis: National Pensions Fund benefit rights for insured persons or dependants where contributions have been paid.
Eligibility: Eligibility depends on insured status, contribution records and National Pensions Scheme rules.
Funding: Contributions paid into the National Pensions Fund under the National Pensions Scheme.
Note: This contribution-based pension is separate from the universal Basic Retirement Pension.

Social assistance / means-tested

Basic Retirement Pension

Basis: Universal non-contributory pension paid by government to eligible older residents without means testing.
Eligibility: Eligibility is based on age and residence or related statutory conditions rather than a contribution record.
Funding: Government financing on a universal non-contributory basis.
Note: BRP is not means-tested, so it is best treated as a universal social pension rather than a contributory pension.

Profile details

Eligibility: Basic Retirement Pension eligibility is age and residence based. Contributory retirement pension eligibility depends on National Pensions Fund contributions and insured status.
Retirement age: The Basic Retirement Pension is payable from age 60 under current Social Security Division guidance, with higher rates at older ages.
Contributions: Contributory benefits depend on contributions paid to the National Pensions Fund. The BRP is financed by government without a contribution test.
Benefits: BRP is a flat non-contributory pension with age bands. Contributory benefits depend on contribution records and statutory pension points or formula rules.

Tax and portability

Tax treatment: Pension and social aid treatment depends on Mauritian tax and social security rules.
Portability: Portability depends on National Pensions Scheme rules and any applicable international arrangements. BRP remains tied to domestic eligibility conditions.

Sources

Pensions and Benefits Republic of Mauritius government source - govmu.org
Basic Retirement Pension Social Security Division government source - socialsecurity.govmu.org
National Pensions Act Mauritius Legal Information Institute institutional source - mauritiuslii.org

Mauritian Pension System