Apercu du systeme de retraite de Nouvelle-Caledonie
The New Caledonia pension system centers on CAFAT social-insurance retirement benefits, with solidarity or minimum-income support for older residents who meet resource conditions. Pour la comparaison internationale, la distinction centrale oppose la route contributive ou liee au travail et la route d’assistance sociale. Elles peuvent viser la meme population agee, mais leur financement et leur calcul sont differents.
Pension contributive ou liee au travail
CAFAT retirement pension constitue la principale route contributive de ce profil. Contributory social-insurance pension linked to covered work and CAFAT insurance records. Eligibility depends on age, insurance duration, covered employment and CAFAT application rules. Employer and employee social contributions under New Caledonia social-security rules.
Assistance sociale et soutien minimum
Solidarity old-age support est classe ici comme assistance sociale, revenu minimum ou soutien non contributif. Solidarity or minimum old-age support for eligible older residents with limited income. Eligibility depends on age, residence, resources and social-assistance rules. Ce soutien ne doit pas etre confondu avec une pension acquise par les cotisations.
Cotisations, prestations et epargne privee
Employers and workers pay social contributions under CAFAT rules. Current rates and ceilings should be verified in CAFAT contribution guidance. CAFAT benefits depend on contribution record, earnings history and pension formula. Minimum support is assessed separately for low-income older residents. Employer and personal retirement saving peut completer les prestations publiques, avec des regles de couverture, fiscalite et risque distinctes.
Fiscalite, portabilite et controles suivants
Tax and social treatment depends on New Caledonia rules and on whether income is contributory pension, assistance or private retirement income. Portability depends on CAFAT rules, residence, coordination agreements and any French or regional social-security links. Les lecteurs doivent verifier l’age, les cotisations, les conditions de residence, les montants et les reformes directement aupres des institutions citees.