Apercu du systeme de retraite de Polynesie francaise
The French Polynesia pension system is administered through local social protection institutions, combining contributory retirement rules with minimum old-age support for eligible residents. Pour la comparaison internationale, la distinction centrale oppose la route contributive ou liee au travail et la route d’assistance sociale. Elles peuvent viser la meme population agee, mais leur financement et leur calcul sont differents.
Pension contributive ou liee au travail
CPS retirement pension constitue la principale route contributive de ce profil. Contributory retirement pension linked to covered work, insured earnings and local social-security rules. Eligibility depends on the applicable CPS scheme, age, contribution record and application conditions. Employer and employee social contributions under French Polynesia social-protection rules.
Assistance sociale et soutien minimum
Minimum old-age solidarity support est classe ici comme assistance sociale, revenu minimum ou soutien non contributif. Minimum old-age or solidarity support for eligible older residents with limited resources. Eligibility depends on age, residence, resources and program rules. Ce soutien ne doit pas etre confondu avec une pension acquise par les cotisations.
Cotisations, prestations et epargne privee
Covered employers and workers pay social contributions under local CPS rules. Rates and ceilings should be checked in current CPS contribution guidance. Contributory benefits depend on insured earnings, contribution periods and CPS pension formula. Minimum support is assessed separately for eligible older residents. Employer and personal retirement saving peut completer les prestations publiques, avec des regles de couverture, fiscalite et risque distinctes.
Fiscalite, portabilite et controles suivants
Tax and social-contribution treatment depends on French Polynesia rules and the type of benefit or retirement saving. Portability depends on CPS affiliation, residence, coordination rules and any agreements with other jurisdictions. Les lecteurs doivent verifier l’age, les cotisations, les conditions de residence, les montants et les reformes directement aupres des institutions citees.