Apercu du systeme de retraite de Porto Rico
The Puerto Rican pension system combines U.S. Social Security coverage for many workers with Puerto Rico public employee retirement arrangements and income-support programs for low-income households. Pour la comparaison internationale, la distinction centrale oppose la route contributive ou liee au travail et la route d’assistance sociale. Elles peuvent viser la meme population agee, mais leur financement et leur calcul sont differents.
Pension contributive ou liee au travail
Social Security and public employee retirement systems constitue la principale route contributive de ce profil. Work-linked Social Security coverage for covered employment plus Puerto Rico public employee plans for eligible public-sector workers. Social Security retirement depends on insured status and claiming age; public employee benefits depend on plan membership and service rules. Payroll taxes for Social Security and statutory employee or employer financing for Puerto Rico public retirement plans.
Assistance sociale et soutien minimum
Nutrition Assistance Program and other income support est classe ici comme assistance sociale, revenu minimum ou soutien non contributif. Targeted public assistance and nutrition support for low-income residents rather than an earnings-related pension. Eligibility depends on household income, residency, program rules and other categorical conditions. Ce soutien ne doit pas etre confondu avec une pension acquise par les cotisations.
Cotisations, prestations et epargne privee
Covered workers and employers pay U.S. payroll taxes for Social Security. Puerto Rico public retirement arrangements have separate statutory financing and contribution rules. Social Security benefits depend on lifetime covered earnings, insured status and claiming age. Public employee benefits depend on the relevant Puerto Rico retirement system and reform rules. Employer plans, IRAs and personal saving peut completer les prestations publiques, avec des regles de couverture, fiscalite et risque distinctes.
Fiscalite, portabilite et controles suivants
Tax treatment depends on U.S. federal and Puerto Rico tax rules and on whether income is Social Security, public pension, private retirement income or assistance. Social Security is generally portable under U.S. rules. Puerto Rico public-plan and assistance outcomes depend on plan, residence and program rules. Les lecteurs doivent verifier l’age, les cotisations, les conditions de residence, les montants et les reformes directement aupres des institutions citees.